Debt Snowball
How it works: Pay minimums on everything, but attack the smallest balance debt with fury. Once it's gone, roll that payment into the next smallest.
Best for: Motivation. Seeing debts disappear quickly keeps you going.
100% free online debt payoff calculator. Add your debts. Choose your strategy. Crush your balance.
Amount you can pay *above* the minimums.
Input your debts to see exactly when you will be debt-free using math-backed strategies.
Which strategy is right for you?
How it works: Pay minimums on everything, but attack the smallest balance debt with fury. Once it's gone, roll that payment into the next smallest.
Best for: Motivation. Seeing debts disappear quickly keeps you going.
How it works: Attack the debt with the highest interest rate first, regardless of balance. This is mathematically superior.
Best for: Savings. You will pay less total interest over time.
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